Payment & Banking
For banks, card manufacturers, and payment service providers
Rinas offers modular systems for the secure personalization and encoding of payment and bank cards. Whether magnetic, chip, or dual-interface cards – our solutions cover all steps from data transfer to final quality control.
Typical applications in the payment and banking sector
Rinas systems are used wherever security, precision, and reliability are crucial – in the personalization of credit, debit, and customer cards.
Examples of use:
- Bank and credit cards: ISO-compliant magnetic and chip encoding according to EMV standard
- Debit and prepaid cards: Personalization with laser engraving and variable printing
- Customer and loyalty cards: Hybrid solutions with magnetic and RFID functionality
- OEM integration: LWR and SWR modules in customer-specific production facilities
Rinas systems secure the entire personalization process – from the blank card to data encoding to final inspection and documentation.
Technical solutions for payment and banking
Our OEM modules LWR, SWR, HWR, and SRM are designed for high-security applications. A typical system consists of a card separator, an encoding or printing module (e.g., DOD, TTD, or laser), and a stacker with inline inspection. Our laser printing modules enable permanent, tamper-proof personalization. DOD printing complements the process for variable data, logos, or personal data.
Card types and materials
Our systems process:
- Magnetic stripe, chip, and dual interface cards
- ID-1 cards made of PVC, polycarbonate, or environmentally friendly materials
- Organic PVC, wood, and metal cards for premium applications
Magnetic encoding is performed with the highest precision (LOCO/HICO), while chip and RFID encoding encrypts and verifies complex data sets.
Production steps with Rinas systems
Rinas covers all steps of card personalization:
- Data transfer (CSV, database)
- Separation and transport
- Coding (magnetic, RFID, chip)
- Printing and laser marking
- Verification (read check, camera, OCR)
- Sorting and stacking
- Logging and quality control
Integration & Interfaces
Our OEM modules have defined inputs and outputs as well as documented interfaces. They can be integrated into existing production lines – often in collaboration with OEM partners or card manufacturers.
Benefits for banks and card manufacturers
- Maximum security: precise coding in accordance with ISO/IEC and EMC standards
- Process stability: Inline testing and automatic error detection
- Modularity: scalable systems and flexible adaptation to production volumes
- Sustainability: durable, repairable modules with low energy consumption
- Industrial quality: sturdy metal construction, maintenance-friendly design
- Think Green Concept: Replacement of wear parts only
Quality & Safety
Rinas systems guarantee error-free coding and secure personalization:
- Control reading of each card inline
- Visual inspection using a camera or OCR
- EMC- and ISO-compliant data encoding
- Analytical instruments such as Revo for quality control
Sustainability & Service
Rinas systems are designed for long service life and minimal downtime. Modules can be maintained and modernized over many years—spare parts are available and some are manufactured in-house.
Services:
- Remote support (if permitted)
- Training during installation or online
- Support with maintenance and servicing
Let's talk about your project
We analyze your application, recommend the appropriate systems and modules, and demonstrate the integration, including realistic cycle times.